Invest with Impact

By financing reserves and structural repairs, SolidGrounds helps stabilize HOAs and strengthen Florida’s condo market, which has struggled since the Surfside collapse. Your investment not only generates returns but also restores confidence in communities and protects long-term real estate value.

Frequently Asked Questions

What is the market opportunity?

Florida alone has more than 50,000 HOAs, many of which are underfunded and facing new reserve and inspection requirements after recent legislation. Nationwide, the HOA financing market exceeds $100B and is growing as communities struggle with structural repairs, compliance, and deferred maintenance. Traditional lenders move too slowly, leaving a gap SolidGrounds fills with fast, AI-powered underwriting and tailored financing solutions.

How does AI underwriting work?

AI underwriting leverages advanced algorithms to evaluate an HOA’s financials, property data, and compliance requirements in real time. Instead of relying only on manual reviews, our platform analyzes multiple data points at once—reserve levels, assessment history, property condition, and governance practices—delivering faster, more accurate risk assessments. This means boards get decisions in days, not months, and investors gain confidence in a transparent, data-driven process.

What are the investment benefits?

Investing with SolidGrounds offers exposure to a high-demand, underserved market with strong safeguards. Many HOAs don’t need full loans—only a line of credit to meet reserve or compliance requirements. This reduces drawdowns, lowers default exposure, and strengthens investor protection. Our AI-powered underwriting further mitigates risk by analyzing financials and property data in real time, creating diversified, lower-risk opportunities with stable returns. Investors not only gain financial upside but also contribute to safer, more resilient communities.

How are investor risks managed?

Investor risks are minimized by focusing on Miami-Dade and Broward counties, where thousands of HOAs face urgent reserve and compliance requirements under new Florida laws. Many of these associations only need a line of credit, not a full loan, which reduces drawdowns and limits default exposure. Our AI underwriting analyzes financials, reserves, and governance in real time, flagging risks early. By concentrating initially on South Florida and diversifying across multiple HOAs and projects, we create stable, lower-volatility investment opportunities with strong community impact.

How to request the deck?

Investors can request our detailed investor deck directly through the Contact page or by clicking the “Request Investor Deck” button on the Investor page. Once we receive your request, a member of our team will follow up promptly with access to the materials and can schedule a call to walk you through the opportunity.

Contact Us

Get in touch to learn more about investing with SolidGrounds Capital.